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๐Ÿงพ Flatmate bills โ€” who pays what

Put in everyone sharing the place and the bills that arrive, then see what each person puts in โ€” split evenly or by a percentage per person โ€” read out per week, per fortnight, per month and per year.

Who is sharing the place

Even is the default: every bill is divided by the number of people, and the share boxes are filled in with it. Untick it to set a percentage per person.

Up to 8 people share the bills here.

The bills that arrive

Up to 12 bills here. Each line carries its own frequency, because rent is usually weekly and the water quarterly โ€” every bill is converted before it is divided.

Results

The bills, between everyone
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What each person pays, and how often

The stats and tables below are the same bills in other shapes: what leaves each pocket, each bill converted to the frequency on its own line. Rent and bills get talked about per week here, so the weekly figures are the ones to hold a listing up against โ€” the month and the year are there because that is where the size of the thing shows.

Sharing the bills
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The shares, per person
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Smallest share, each year
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All the bills, each month
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All the bills, each year
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Biggest share, each year
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The householdโ€™s bills each week, split by share

Each person's share, week to year

One line per person, the same share read four ways. The share is what each of them pays of every bill on the list โ€” a line reading 40% is paying two-fifths of the rent, the power, the water and the internet alike.

WhoShare of the billsPer weekPer fortnightPer monthPer year

Bill by bill

One line per bill, and after the year column, one column per person: what they put in for that bill each time it arrives, at the frequency on its own line. The rent line is what each person transfers each week; the water line is their share each quarter. The last line covers a whole year, where one figure per person says everything.

An estimate, not advice, and only as good as the numbers in the boxes. Each bill is turned into a year's worth โ€” weekly ร— 52, fortnightly ร— 26, monthly ร— 12, every 2 months ร— 6, quarterly ร— 4 โ€” and read back out at whatever frequency is being looked at, so a month is 52 weeks รท 12, a little more than four weeks. The shares are percentages of every bill rather than fixed amounts: when the boxes do not add to 100, each person pays their slice of the total in the boxes. Somebody on 0% pays none of it. Cents are rounded for display, so a column can sit a cent away from its total. One-off costs โ€” a bond, a moving truck, the first shop for the house โ€” do not fit a share of recurring bills and are left out. Neither does a flatmate who pays a fixed dollar amount rather than a share: work out what that comes to as a percentage first. And the split itself is an agreement between people, not a calculation โ€” this page can say what each share comes to, never who should be paying it.

Why use this calculator?

Splitting bills goes wrong in two familiar ways: one person pays a fixed amount every month while the others pay a share, or the rent arrives weekly, the power monthly and the water quarterly, so nobody is comparing the same thing. This calculator takes everyone sharing the place and every bill that arrives, at its own frequency, and shows what each person puts in โ€” a week, a fortnight, a month and a year at a time โ€” so the split is a figure everybody can see rather than an argument that comes back every quarter. The page gets handed round a flat, so it names everybody rather than calling one person you.

How does this calculator work?

Every bill is turned into a year's worth as it is read โ€” weekly ร— 52, fortnightly ร— 26, monthly ร— 12, every 2 months ร— 6, quarterly ร— 4, every 6 months ร— 2, yearly ร— 1 โ€” and that yearly figure is read back out at whatever frequency you are looking at:

a bill per year = the amount ร— times it comes round in a year

The shares are percentages of every bill rather than fixed dollar amounts, and the boxes are treated as a total rather than trusted to add up to 100:

a person's share = their % รท the total of all the % boxes

  • Split evenly, every person counts as one unit, so the total is the number of people โ€” the same arithmetic as 50%, 25% and 25%.
  • If the boxes add to 105, each person pays their slice of that 105, so a half-typed split still divides every bill in full and nothing is quietly lost.
  • Somebody on 0% pays none of the recurring bills, which is what the box is for.
  • Each person's share is read out per week (the year รท 52), per fortnight (รท 26), per month (the year รท 12) and per year, and the bill-by-bill table shows what each person transfers when that bill arrives, at the bill's own frequency.

Frequently asked questions

What if the percentages do not add up to 100?

Then each person pays their share of whatever the boxes do add up to. Type 55 and 50 and the second person pays 50 รท 105 of every bill, so the bills are still divided in full and nothing is quietly lost โ€” the note under the headline says what the boxes came to. That also means a half-typed split still gives a sensible answer.

Can one person pay nothing?

Yes. A share of 0, or a box left empty, means that person pays none of the recurring bills โ€” which is how a flatmate who is away for the season, or somebody whose rent is covered by a parent, is put into the list without them distorting the split for everybody else.

How do I set an uneven split?

Untick "split the bills evenly" and type each person's percentage. A bigger room, an ensuite, a couple sharing one room or a shorter lease are all reasons a flat might agree on something other than equal shares; the boxes take whatever you agreed, and the page does not care what the numbers are so long as everybody is happy with them.

Someone in the flat pays a fixed dollar amount, not a share. What then?

This page is built on percentages, so turn the fixed amount into its share first: their dollars รท the total of all the bills in the same period ร— 100. That percentage is what goes in the box, and the rest of the page follows. A fixed amount stays fixed while a percentage moves with the power bill, which is exactly why the two do not mix on one list.

Why does the monthly column show more than four weekly ones?

Because a month is 52 weeks รท 12, or about 4.33 weeks. Reading a weekly figure as four weeks a month understates the year by around 8%, which over a year is the difference between a bill being paid and a bill being missed. Every figure here comes from one yearly total, so the columns cannot drift apart.

What about one-off costs like a bond, a moving truck or the first food shop?

They are left out, because a share of a one-off cost is usually a different arrangement from a share of a recurring bill and the two do not belong on the same list. Work them out separately โ€” the same percentages will usually do โ€” and keep this page for what comes round every month.

Who is right when we disagree about the split?

That is not a calculation. The page can say what each share comes to once it is agreed โ€” what a 40% share of the power bill is, in dollars, every quarter โ€” but it cannot say what is fair. The split is an agreement between people, and the honest version of it is the one everybody says out loud before the bills arrive.